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          • Rate Change Announcement

            Effective 30 May 2025

            Home Loans

            Interest rate changes are applicable to Owner Occupier and Investment new & existing lending rates

            · Decrease all Variable Home loan rates by 0.25%


            Business Loans

            Interest rate changes are applicable to all new and existing Business lending variable rates

            · Decrease all Variable rates by 0.25%
          • Interest rate changes following the Reserve Bank's recent decision

            We’re lowering interest rates for customers, with our variable rate home loans to be reduced by 0.25%pa, effective from 30 May 2025.

            We’re now finalising our decisions on deposit rates, and we will let people know as soon as possible.

          • Scam calls and SMS impersonating People's Choice

            Important information for members.


            We are aware that there has recently been an increase in scam activity impersonating the People's Choice fraud department. People’s Choice will never contact you to request your internet banking password, Visa card number, or SMS transactional one-time passcodes. If you receive a call claiming to be from People’s Choice asking for this information, hang up and call us back on 13 11 82 so that you can be sure that you are talking to us.

            For more information on keeping your details safe, visit https://www.peopleschoice.com.au/help-and-support/fraud-and-scams

          • Keeping your banking safe online

            Scams and fraud are evolving every single day, so it's important to stay alert.

            Impersonation scams can occur via email, social media, phone call or SMS and attempt to gain personal or banking information by pretending to be your financial institution. These scams are becoming more and more sophisticated and difficult to recognise.

            People's Choice will always remain committed to being at the forefront of these changes to protect our members. There are a number of organisations also committed to increasing the understanding and knowledge of these issues to help consumers protect themselves and their families.

            If you have been contacted or are concerned about your privacy, contact People's Choice immediately by calling 13 11 82 or visiting a branch.

            Some key resources include:
            www.cyber.gov.au
            www.moneysmart.gov.au
            www.oaic.gov.au
            www.scamwatch.gov.au
            www.staysmartonline.gov.au
            www.microsoft.com/security


           
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          Copyright © 2025 People's Choice Credit Union, a trading name of Heritage and People's Choice Ltd ABN 11 087 651 125, Australian Financial Services Licence 244310 and Australian Credit Licence 244310. People's Choice Credit Union may be referred to as People's Choice across this website.


          We acknowledge and honour the Traditional Custodians of the land on which we meet, work and live. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past, present and future.

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