Key benefits

Cover if your caravan is damaged in an accident
Emergency repairs after an incident (up to $800)
Fire, storm and flood damage

Product overview

Enjoy your next adventure with confidence. Caravanning is more than just a means of transport. For many, it’s a way of life and a home away from home. That’s why it’s worth protecting your caravan and its contents. Our caravan insurance, provided by CGU, gives you the freedom to choose the cover to suit your lifestyle, no matter if you’re on-site or on the move. You’ll also be insured for temporary accommodation, towing costs and getting your caravan to the nearest repairer or any other place that CGU agrees to following an incident CGU covers.

    Cover includes:

    • Accidents

      Cover for your caravan if it's damaged in an accident.

    • Fire, storm and flood

      Cover for your caravan if it's damaged by fire, storm, flood or tsunami.

    • Towing

       CGU pays for towing to a repairer or safe place if your caravan can't be used after an incident CGU covers.

    • Theft and vandalism

      Cover for your caravan if it's stolen, vandalised or accidentally damaged.

    • Caravan Contents

      CGU covers items that are permanently kept in your caravan if they're damaged or stolen in an incident CGU covers (up to $1,000). 

    • Emergency repairs

      CGU pays for repairs you need to make after an incident CGU covers so that your caravan's safe to use or tow (up to $800).

    • New replacement

      If your caravan's written off in its first two years, CGU tries to replace it with a similar new caravan.

    • Storage costs

      If your caravan can't be used after a covered incident, CGU will pay for storage until it's repaired or your claim is settled, whichever comes first.

    • Food spoilage

      Cover for spoiled food and prescription medicine up to $500 if a power outage causes your fridge to stop working.

    • Emergency transport and accommodation

      CGU pays for temporary accommodation or transportation of your caravan (up to $1,000). 

      If your caravan is your usual home and you are unable to live in it after an insured event, CGU pays for temporary accommodation $125 per day up to $5,000. 

    • Liability cover

      CGU covers your legal liability in certain situations if someone's injured or their property's damaged by your caravan (up to $20m).

       

    Optional benefits

    • No excess for glass damage

      Add an option to avoid paying an excess when your windscreen, window glass or sunroof is the only thing damaged in a covered incident (let CGU know and CGU will arrange the repairs).

    • Lay up cover

      By adding lay up cover you may reduce your premium (and the cover CGU provides) for an agreed time while you're not using your caravan.

    • Motor burnout

      Add cover for electric motor burnout in things like fridges and air conditioning units, including parts and labour.

    Ready to get a quote?

    Get a quote by calling 13 11 82 or visiting your nearest branch.

    Need to make an insurance claim?

    Make a claim through your CGU Online Account or call CGU's claims team 24 hours a day, 7 days a week on 13 24 80.

    Talk to us about your insurance needs today!