Key benefits of this loan

No monthly account fees
Low rate for cars, caravans or motorcycles up to seven years old
Flexible repayment frequency - pay weekly, fortnightly or monthly
No fees for additional repayments or early payout
Redraw facility against your extra loan repayments
Green Car Loan option

Product overview

To help give you the best deal on a car loan, we've got flexible and fair finance options for both new and used cars. We're here to help As a member-owned financial institution, our first priority is to help you. With competitive interest rates starting on loans from $20,000, no monthly fees and a fixed rate for the first five years, our Discounted Personal Loan (Car Loan) could let you drive away with a better deal. 

  • Competitive interest rates

    Chat to us to see what rate you qualify for

  • Available for new and used cars, caravans or motorcycles

    Up to 7 years old and loans over $20,000

  • No monthly account fees

    This means your repayments are 100% paying off your loan without worrying about monthly account fees

  • Flexible repayment frequency

    Pay weekly, fortnightly or monthly

  • Loan term up to 10 years

    Fixed rate for the first five years

  • No fees for additional repayments or early payout

    Enjoy flexibility with your loan

  • Redraw facility

    Against your extra loan repayments

  • Green Car Loan option

    A discounted interest rate for a green vehicle - electric cars, hybrid cars or hydrogen cars

  • Pre-approval valid for 90 days

    Apply online, by calling 13 11 82 or by visiting your nearest branch

Rates

Check out our Discounted Personal Loan (Car Loan) rate.
View personal loan rates
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
Discounted Personal Loan (Car Loan)
Loan size $20,000-$120,000
Apply online
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Green Car Loan
Loan size $20,000-$120,000
Apply online
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.

Do some quick maths

Calculate how much your loan repayments will be, how long it will take to pay back the loan and options for making extra repayments.
Personal loan calculator

    • Cover you can depend on, wherever you go.

      Before you drive away in your dream wheels, get covered with car insurance. Ready to make it happen? 
      Get a car insurance quote

    What you need to know

    When you apply for a loan, please have the following information handy.

    • Income details

      Pay slips, child support, pensions, overtime, allowances, rental income, commissions etc

    • Expense details

      Utility bills, rent, board, maintenance, lease payments etc

    • Asset information

      Cash savings, value of motor vehicles, shares, bonds, property, furnishings etc

    • Any other loans or liabilities 

      Such as home loans, credit cards or other debt through buy now, pay later services

    • Residential and employment details

      For the last three years

    • Identification

      Australian driver's licence number and expiry

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