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Important notice regarding Home Loan and Investment Loan Packages
Our Home Loan and Investment Loan Packages are no longer available for sale from 17 June 2025. Customers with a package established before 17 June 2025 will retain access to package benefits however will not be able to add a new package loan under their existing package. For any enquiries or changes to an existing Home Loan Package please contact us by calling 13 11 82 or click on “Talk to an expert” to see other ways you can get in touch.
Key benefits of this loan
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- Interest only repayment option
- Rate-lock facility
- Split-loan interest rate option
- Save on interest rates, products and services
Rates
Check out our Fixed Investment Loan Package rates!
Repayment type
- Principal & interest
- Interest only
Fixed rate term
- 1 year
- 2 years
- 3 years
- 4 years
- 5 years
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Principal and Interest
Loan to Value Ratio (LVR) >80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Interest Only
Loan to Value Ratio (LVR) <80%
Loan size $100,000+
Loan size $100,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Revert Rate
A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Investment Loan Package Principal & Interest Rate for your loan at the time.
% p.a.
Product overview
Existing fixed package holders need to have a minimum total package lending of $100,000 in eligible package products to maintain package benefits. It also allows you to redraw any extra repayments, offset your loan interest and save money on interest rates.
Existing FIxed Package holders option to re-fix
Current Fixed Package holders will have the option to consider to re-fix up to a further 5 yearsFreedom to make extra repayments
Pay off your loan faster
Flexible repayment frequency
Pay weekly, fortnightly or monthly
Interest only repayment option
Reduce your loan repayments by paying only the interest due monthly
Rate-lock facility
Guarantee your chosen fixed rate for up to 90 days from when you apply to when your loan is funded (or settled)
Plus discounts on other products and services
See how you can save
$0 Monthly Administration Fee
Save $96 per year for each loanFree Valuation
One each year
Free loan reviews
To ensure your loan is the best fit through all stages of your life
$0 Personal Loan Application Fee
Save $250
Fees
Upfront fees
Rate Lock Option Fee
0.15% of the total loan amount
Ongoing fees
Annual Fee
$395
Other fees
Lenders Mortgage Insurance (LMI)
Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)
Third party chargesThird party charges apply (e.g. stamp duty)
Disclosure documents
Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB)
Do some quick maths
Let’s help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.
What else do I need to consider?
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Guides and tips
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We’re here to chat if you need us!
Get in touch with us and we can help you get the answers you need.
