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Key benefits
- For members with an eligible home loan
- Visa Debit Card with payWave
- Mobile wallet payments
- Make transactions through ATM, EFTPOS, Visa Debit, direct debit, BPAY® & branch
- eStatements
- 24/7 access through Mobile Banking App and Internet Banking
- Optional overdraft
Product overview
Reduce interest on your home loan
When the Offset Account is linked to an eligible home loan
24/7 access
Easily access your account with our Mobile Banking App and Internet Banking
Mobile wallet payments
Pay with Google Pay™, Apple Pay and Samsung Pay
Transaction flexibility
Make transactions through ATM, EFTPOS, Visa Debit, direct debit, BPAY® and branch
payWave
Make faster, easier and secure transactions using your Visa Debit card
Online statements
Monthly eStatements
Fees
Depending on your loan type, a Monthly Administration Fee may apply. For loans no longer for sale, including Low Doc Loans, Line of Credit and Standard Variable Rate Loans linked to an Offset Account, an $8 monthly fee applies. No monthly fee is payable for Basic Variable Loans linked to an Offset Account. A monthly administration fee of $6 applies when Offset Account is not linked to a loan.
Download our Fees and charges brochure (PDF, 152 KB)
Download our Accounts and access facilities terms and conditions (PDF, 431 KB)
Do some quick maths
Guides and tips
Pay off your home loan faster
If you’re wanting to pay off your home loan as soon as possible, we understand. Here are our six tips to reduce your home loan.Variable vs fixed rate: which loan is best for you?
Understand the differences between variable and fixed home loans and find which option is best for you.