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Compare home loans

If you aren’t sure which loan will be best for your needs, our comparison tool is a great place to start.
Compare home loans

    Basic Variable Home Loan

    A home loan with a low interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
    Apply online
    View loan details
    Basic Variable Home Loan
    Loan to Value Ratio (LVR) <70%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be in the account.
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be in the account.
    $
    +
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Home Loan
    Loan to Value Ratio (LVR) 70.01% - 80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be in the account.
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be in the account.
    $
    +
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Home Loan
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be in the account.
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be in the account.
    $
    +
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Home Loan
    Reference Rate Name: Basic Variable Rate
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be in the account.
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be in the account.
    $
    +
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.

    Fixed Rate Home Loan

    Enjoy certainty by knowing what your home loan repayments will be.
    Apply online
    View loan details
    1 Year Fixed Rate
    Loan to Value Ratio (LVR) <80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    1 Year Fixed Rate
    Loan to Value Ratio (LVR) >80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    2 Year Fixed Rate
    Loan to Value Ratio (LVR) <80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    2 Year Fixed Rate
    Loan to Value Ratio (LVR) >80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    3 Year Fixed Rate
    Loan to Value Ratio (LVR) <80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    3 Year Fixed Rate
    Loan to Value Ratio (LVR) >80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    3 Year Fixed Rate - First Home Buyer Offer
    Loan to Value Ratio (LVR) < 80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    3 Year Fixed Rate - First Home Buyer Offer
    Loan to Value Ratio (LVR) > 80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    4 Year Fixed Rate
    Loan to Value Ratio (LVR) <80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    4 Year Fixed Rate
    Loan to Value Ratio (LVR) >80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    5 Year Fixed Rate
    Loan to Value Ratio (LVR) <80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.
    5 Year Fixed Rate
    Loan to Value Ratio (LVR) >80%
    LVR
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    Principal and Interest
    LVR
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Standard Variable Rate relevant to your loan at the time.
    % p.a.

    Other Loans - Bridging

    Reference Rate Name: Standard Variable Interest Only Rate

    A short-term home loan to help you buy your new home, before you've sold your old one.
    View loan details
    Bridging Loan
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Bridging Loan Rate
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.

    Former Home Loans

    No longer for sale from 17 June 2025

    Variable Home Loan Package

    Not available for new business from 17 June 2025.
    View loan details
    Variable Home Loan Package
    Loan to Value Ratio (LVR) <70%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Discount to the standard variable rate
    A discount to the standard variable interest rate (SVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Discount to the standard variable rate
    A discount to the standard variable interest rate (SVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Variable Home Loan Package
    Loan to Value Ratio (LVR) 70.01% - 80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Discount to the standard variable rate
    A discount to the standard variable interest rate (SVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Discount to the standard variable rate
    A discount to the standard variable interest rate (SVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Variable Home Loan Package
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Discount to the standard variable rate
    A discount to the standard variable interest rate (SVR).
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Discount to the standard variable rate
    A discount to the standard variable interest rate (SVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.

    Fixed Home Loan Package

    Not available for new business from 17 June 2025.
    View loan details
    1 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) <80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    1 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    2 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) <80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    2 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    3 Year Fixed Home Loan Package (First Home Buyer)
    Loan to Value Ratio (LVR) <80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    3 Year Fixed Home Loan Package (First Home Buyer)
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    3 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) <80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    3 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    4 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) <80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    4 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    5 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) <80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.
    5 Year Fixed Home Loan Package
    Loan to Value Ratio (LVR) >80%
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    Principal and Interest
    LVR
    LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
    %
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Revert Rate
    A revert rate is the interest rate that applies once your fixed rate period ends. Say you're on a two-year fixed rate. After that two-year period ends, the interest rate will revert to the applicable Variable Home Loan Package Principal & Interest Rate for your loan at the time.
    % p.a.

    Standard Variable Home Loan

    Standard Variable Home Loan Product is not available for new business from 17 June 2025.
    View loan details
    Reference Rate Name
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    Standard Variable Rate
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Standard Variable Interest Only Rate
    Loan size
    The minimum amount that needs to be borrowed for the loan.
    $
    +
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.

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