Earn $50 when you join with an Everyday Living Account*

Key benefits

No monthly administration fee
24/7 access through Mobile Banking App and Internet Banking
eStatements
Visa Debit Card with payWave
Access through ATMs, EFTPOS, payWave and Bank@Post
BPAY,® direct debit and direct credits

Product overview

Our Everyday Living Account gives you digital access to transactional banking with no monthly administration fee. With easy digital access through our Mobile Banking App, Internet Banking and Phone Banking, this account offers unlimited transactions on a range of transaction types. Funds can also be accessed through ATMs, EFTPOS, payWave, Bank@Post and Visa Debit Card.
  • No monthly administration fee

    ✔ Enjoy the freedom of no monthly administration fee

  • Online statements

    ✔ Monthly eStatements
  • Mobile wallet payments

    ✔ Pay with Google Pay,™ Apple Pay and Samsung Pay

  • Digital only account

    ✔ Easily access your account 24/7 with our Mobile Banking App and Internet Banking

  • payWave

    ✔ Make faster, easier and secure transactions using your Visa Debit card

  • Unlimited transactions

    ✔ Make unlimited transactions using ATMs, Visa Debit, BPAY®, direct debits, EFTPOS and Osko payments.

  • Fee-free ATMs

    ✔ Access to thousands of fee-free ATMs across Australia 
  • Online application

    ✔ Open a new account or switch your existing account

Fees

Apply now

You can open your new Everyday Living Account online, over the phone or by visiting your nearest branch.

Already a member?

Thanks for being part of our community. We're here to help you achieve your goals. As a current member, you can open multiple accounts with us online. All you need to do is login to Internet Banking or our Mobile Banking App and follow these steps:

  1. Click on Apply in the main menu;
  2. Select Account from the drop-down;
  3. Complete the Account Open Request online form.
You can also call us on 13 11 82 or visit your nearest branch.

FAQs

Do some quick maths

Get an understanding of your income and expenses to help grow your savings and reach your goals sooner.

Guides and tips

Need some help? We've got you covered. 

Get in touch with us and we can help you get the answers you need.

Important to know

  • ®Registered to BPAY Pty Ltd ABN 69 079 137 518.
  • Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd.
  • Not available on all mobile devices. Ask us or see our website for a list of compatible mobile devices.
  • In branch cash assisted deposits and withdrawals not permitted on this account.
  • Transactions performed using non People’s Choice ATMs may be subject to a direct charge that will be levied by the ATM owner. The amount of the fee may vary at different ATMs and will be disclosed and charged at the time of performing the transaction. This fee is not payable to People’s Choice.
  • Terms, conditions and exclusions apply, and are available upon application.
  • Any advice provided is general advice only and does not take into consideration your personal objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement (PDS), other Disclosure Documents, and Target Market Determination (TMD). Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.
  • *New members only. Limit one account per member. T&Cs apply. The offer commences on Monday 2 December 2024 and closes on Wednesday 30 April 2025. Click here for full details. Consider if this product is appropriate for you.